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Welcome to this beautifully maintained detached two-family home in the highly sought-after Wakefield neighborhood of the Bronx! This move-in-ready property offers the perfect combination of comfortable living and income-producing potential. The owner's unit features a spacious living room with hardwood floors, crown molding, and recessed lighting, a primary bedroom, a second bedroom with a custom wardrobe, a versatile bonus room ideal for a home office, den, or flex space, a full bath with a jetted tub, and an eat-in kitchen with custom cabinetry and granite countertops. The second-floor apartment offers two bedrooms, a full bath, a bright living room, and an eat-in kitchen—ideal for rental income or extended family. The fully finished basement, with a private side entrance, includes two finished rooms, a full bath, and flexible space to suit your needs. Major updates provide added peace of mind, including a roof approximately four years old, a boiler and hot water heater approximately two years old, plus updated siding, windows, and electrical service. Outside, enjoy a private driveway with parking for multiple vehicles and a private backyard oasis, perfect for relaxing, entertaining, or creating your own outdoor retreat. Conveniently located near schools, shopping, parks, Metro-North, and public transportation, this exceptional home offers comfort, versatility, and lasting value. Don't miss this incredible opportunity!

Source: OneKey MLS, MLS#: 1019789

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  • Property Type
    Residential Income
  • Lot
    0.07 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 4523 Monticello Avenue


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/29/2026Source: OneKey MLS Added to Database
June 29, 2026
Listing provided courtesy of YourHomeSold Guaranteed RealtyBridget Smith-Osbourne- MLS# 1019789MLS Provider